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Are The Best Tires The Most Expensive?

Tires are an important part of the car, and they are the “wheels” that protect you and your passengers while on the road everyday. As such, you will want to get the best quality tires from reputable brands to keep you safe on the highway. Quality tires will also make your journey more comfortable.

However, one of the common questions that arise when buying car tires is whether to buy cheaper tires or go for the most expensive tires. Are you buying low quality when you buy cheap tires, or are the best tires the most expensive?

Here is what you need to know about car tires and if cheap vs. expensive matters when buying tires for your car. 

Price vs. Quality

When the cost is not a problem, you may be tempted to go with the most expensive tires. However, remember that expensive does not automatically mean the best. Your yearly mileage, driving style, and where you stay can determine the right tires for your car. 

Although generic tires may wear off faster, this does mean lesser-priced tires are bad. A quick survey on types of tires can really help. You do not require the most expensive tires unless you own a performance-oriented vehicle. Nonetheless, your decision should not be solely based on your wallet.

What to Consider When Buying Car Tires

There are several factors determine a tire’s price. These factors include the brand, size, ply rating, warranty, and performance rating. Your car’s wheels will determine the suitable tire size. 

The costs of the tires vary depending on the size you get. For instance, 15-17-inch tires are cheaper than 18-22-inch tires.

All-season tires will cost you less than specialty tires like summer tires, mud tires, and snow tires. You will spend a considerable amount of money on race-type, ultra-high performance, and high-performance tires. 

While all car tires are round, black, rubber-made, and treaded, they are designed by different brands and they are sold in the market at different prices. Some branded tires, especially those from top companies like Michellin, are expensive, while others like Compass are cheap. 

You can also get high quality tires that neither too expensive nor cheap. Travelstar offers an affordable wide range of SUV, passenger, specialty trailer, light truck, UHP, and CUV tires. They are manufactured in world-leading facilities to deliver quality and performance that consumers can trust.   

The warranty structure of tires is usually influenced by brand prestige and tire price. These factors can significantly alter the price of a car’s tires, so pay attention to them when comparing prices. At CarXpress, we almost exclusively use Travelstar on our personal vehicles, and inventory. They seem to be an excellent tire, that lasts well and has plenty of treads!

Work with a Reliable Tire Provider

If you are planning to buy multiple tires for your car, you should work with reputable tire providers to determine the correct tire size and the best types of tires for your car. Your provider will also provide the best value tires with a longer lifespan and durability when subjected to different terrains.  

Besides buying from the right place, you should also strive to understand your options better through extensive research on tires. You will feel more confident talking to your provider if you are informed and know your needs. 

Ultimately, the price directly correlates with quality. While cheaper tires deliver basic functionality, costly tires accentuate certain aspects of performance and diminish others. As safety of tires are directly related to your own safety. Therefore, it is best to balance your budget, lifespan, and expected performance when choosing tires for your car but do not sacrifice longevity and safety to save money. 

 

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Can I Buy A Car With Bad Credit?

If you have bad credit, it may be difficult to get a loan for buying a car approved, but it is not impossible. 

Usually, traditional lenders may be unwilling to lend you if your credit score is in the sub-prime range (under 620). In case you get approved, you may be required to make a bigger down payment and pay a higher interest rate to compensate for the high risk of default. But some methods are there to buy a car with poor credit.

Luckily, some lenders may be willing to lend to borrowers with a limited or poor credit history. You can use this option to build a better credit score over time by making timely payments, which the lender reports to credit bureaus to help you improve your credit score. 

What is considered bad credit? 

There are different definitions of what constitutes bad credit. Different lenders and credit bureaus have credit tiers that they use to group borrowers based on their credit status. 

The FICO credit score classifies credit scores from 300 to 579 in the poor credit score range, whereas a credit score of 580 to 669 is considered fair. This credit score model considers any score below 670 as bad credit. Credit scores in the lower end of the scale are classified as subprime, and borrowers in this credit score range may be ineligible for most car loans.  

Apart from using credit scores to approve or reject car loans, auto lenders also use credit scores to determine the terms of the loan. These terms may include interest rate charged, down payment required, loan duration, and the loan amount. 

Where to Get a Car Loan with Bad Credit

If you have bad credit, you may apply for buying a car loan with the following lenders: 

Online lenders

Online lenders may have simpler loan approval processes since they have lower operating costs than traditional banks with physical branches. Their banking services are fully automated, and you can access auto loans without visiting a physical bank. 

Some lenders allow borrowers to prequalify for auto loans and get a quote for their loan in minutes. However, these lenders may have higher interest, higher payments, and shorter loan terms to minimize their risks. But at the same time it has higher chances of loan approval.

Work with a bad credit car dealer 

If you need a car for your daily activities but your credit score is in the poor to average credit score range, you should consider working with a bad credit car dealership. These dealerships focus on poor-credit buyers, and you can get your car loan approved even with a shaky credit history. 

Some of these dealers do not have credit checks, and you can get approved if you have proof of steady employment, proof of residence, and down payment. It is easy way to get your work done inspite of bad credit history.

Buy Here Pay Here Dealership

If you can't get your car loan approved to buy a car with a bad credit, you should consider working with a Buy-Here, Pay-Here dealership. Buy Here Pay Here dealerships have relationships with various banks and credit unions, and they can help you get your car loan approved. 

Car express Prescott is a Buy Here, Pay Here dealership, and your past credit history and repositions do not affect your eligibility for car loans. If you are looking for car dealerships that work with bad credits near me, call us on (602) 688-CARS or complete this credit application to see how much you qualify to get.

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7 Winter Weather Driving Tips

7 Winter Weather Driving Tips

Slippery roads, bad weather, and freezing temperatures are all characteristics of winter weather driving. 

As the weather gets colder, it becomes more dangerous and frightening to drive in winter weather conditions. If you plan to drive during the winter, use these safety winter driving tips to help you stay safe on the icy and snowy roads.

Prepare your vehicle for winter weather

 As the winter approaches, make sure to winterize your car by making sure it is properly equipped for driving on snowy roads. Be sure to check the following before embarking on your trip to stay safe:

  • Keep the gas tank full

  • Change your oil and oil filters

  • Keep windows clear, clean, and treated with antifog

  • Fully charge the battery and ensure your charging system is working

  • Ensure the wiper fluid contains anti-freeze

Pack an emergency kit

When driving in winter weather conditions, the last thing you want is to find yourself with a flat tire on a dark snowy road with no help on the way. 

Stocking your emergency kit with all the essential tools will keep your mind at ease and ensure you are ready for what lies ahead. Some of the key essentials to have in your winter car driving checklist include:

  • First aid kit

  • Jumper cables

  • Flashlight

  • Road flares

  • Spare tires

  • Map

  • Ice scraper

  • Shovel

  • Blanket/Warm clothes

  • Snow chain

  • Phone charge

Pack water and food supplies

If you are driving over a long distance, you should carry some water and food to last through the journey. These food supplies will come in handy when you get stuck on a snowy road, away from the highway or grocery store. Stocking food supplies such as energy bars, snacks, and energy drinks will keep you energized before help comes your way. 

Invest in a set of winter tires

When driving on snowy roads, you should make sure that the tires are in good shape. The last place you want to find yourself is in a ditch in the middle of the night. 

As the winter approaches, you should invest in a set of high-quality winter tires, which are designed to give you the best traction in snowy conditions. Winter tires are designed with soft a malleable rubber compound and large gaps in the tread patterns to give you the best drip even in freezing temperatures.

Maintain safe driving speed

While driving at a high speed in snowy roads is considered risky, driving slowly is also more dangerous. You should monitor the traffic and the road conditions to determine the ideal driving speed. 

Also, remember to observe the 3-4 second rule. You should stay at least 3 to 4 seconds behind the vehicle ahead of you during regular weather conditions, and 6 to 8 seconds during winter weather conditions. Find the speed at which you feel comfortable driving, and ensure you control your speed as the traffic flows. 

Stay alert

As you drive in winter conditions, watch your surroundings to avoid distractions. Keep the radio off and your phone switched off. Avoid sudden stops or directions changes that may cause collisions with other vehicles or objects such as trees. Also, when driving near parks or ranches, drive slowly to avoid collisions with animals that are on the run. 

Watch out for bridges and ramps 

Bridges and ramps tend to stay frozen for long, and you should approach these features carefully. Watch out for black ice, and listen to the feel and sound of the road. Snowy roads produce a loud sound, and the noise goes silent as you move from snow to ice. Knowing the feel of the road can help you know how to approach a bridge, overpass, or ramp. 

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Ways To Build Your Credit Score For Auto-loan

Good credit makes it easy to qualify and get approved for auto loans. 

However, this is not the case with bad credit. If your credit score is below the needed score which is 620, you are less likely to secure an auto loan with traditional lenders such as commercial banks and credit unions. The only way out to increase credit score for auto-loan is to find a car dealer that accepts bad credit.

Although there is no silver bullet for a good credit score, there are things you can do to build your credit score. 

Five ways to build your credit score for an auto loan:

Check your credit report 

A credit report is one of the most powerful tools that lenders use to decide whether or not to approve your auto loan. Request a copy your credit report on a regular basis to keep track of your credit history, and how it affects your credit score. 

Monitor your credit report for any inaccurate entries, errors, and other credit reporting mistakes that may affect your credit score. Check for overdue payments that have already been paid but were not updated, fraudulent transactions that you did not authorize, and old entries that should be deleted. 

You should dispute any erroneous entries on your credit report with the specific credit bureau, and allow them up to 30 days to act on the dispute. 

Get a credit-builder loan

A credit-builder loan is a loan product for people with limited or no credit history. With this type of loan, the lender does not release the funds until the borrower has paid the loan in full. As you make loan repayments, the lender reports your progress to credit bureaus, and the information is recorded on the credit report. 

When you take a credit-builder loan, ensure you pay the monthly dues on time since the lender uses this information to assess your report. Making payments on time and in the required amounts can help you build your credit score within a few months. 

Become an authorized user

You can also improve your credit score for auto-loans by becoming an authorized user on another person’s loan account or credit card. Make sure you are a fully authorized user in the account so that the account activity is considered when calculating your credit score. 

As long as the account holder makes payments on time, and they are in good credit standing, credit bureaus will include this information in your credit report and you will start building your credit scores. 

Use a co-signer

If you have bad credit, you can open a loan account with a co-signer with excellent credit scores. A lender is more likely to approve your loan if there is a co-signer with good credit standing on the application form. 

The co-signer provides some form of security by agreeing to take responsibility for the debt if you fail to make payments on time. However, if you delay or default in making loan payments, you risk hurting your (including the co-signer) credit scores. 

Take an auto installment loan

Auto loans are one of the common ways to build your credit score. If you have bad credit, you can find a bad credit car dealership that is willing to give you an auto loan. 

You can also find dealers offering no credit check car loans to help you get a car for your daily movements while building your credit score. On-time payments will boost your credit scores, and pave way for a bigger auto loan or mortgage. 

How we can help you..

Auto loans are tricky because of shady dealers, and finance companies that you have sometimes never heard of. We are a bit different, at CarXpress, we are both the lender and the dealer, you deal with us the entire time. As a local member of the local community, we believe in being a good community partner standing behind the vehicles we sell and service car loans for. At time of publication, we are the only buy here pay here dealer in Prescott. Our mission is helping people in Prescott buy a car with challenged credit. We offer car loans without a credit check, and can get you in a safe, reliable car quickly. 

 

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Routine Maintenance

Regular vehicle maintenance is key if you want your vehicle to run smoothly on the road.

Sometimes, we may be tempted to overlook car routine maintenance until something unexpected happens. However, if you have spent a ton of money on getting your vehicle repaired, then you know it’s a bad idea to stay for long without getting an inspection done.

Whether you are driving short distances to work or you are a long-distance driver, routine car maintenance helps ensure your safety and the safety of other drivers on the road. Simple things like changing oil, balancing the tires, changing spark plugs, and going for scheduled inspections can help you detect something serious before it blows into a bigger problem. 

7 Preventive Maintenance Tips to Keep Your Vehicle in Good Condition

Doing preventive maintenance is an effective way to save you money on vehicle repairs. Here are some basic vehicle maintenance measures to help you save money on costly repairs:

Know the Owner’s Manual

When you buy a vehicle from Prescott's car dealership, one of the important tools you get is an owner’s manual. If you can't find your vehicle manual, get an electronic manual online by doing a simple search using your vehicle year and model. Acquaint yourself with the manual to know the intervals of maintenance based on mileage. The manual should tell you when to change your engine oil, air filters, belts, and hoses. 

Develop a plan

When trading your car in or selling it, you would be surprised how many owners have no clue when the last time their battery was replaced. If you develop a plan off of the owners manual for service, and stick to it, you will see a dramatic reduction in overall repair costs and increase in reliability and performance. Log your repairs and inspections alongside your Maintenance Plan. We recently had a car come in with 7 years of records, we offered WAY more money for his trade just because the records were present. 

Change the oil

You should routinely check and change your oil as provided in the owner's manual. If you are not a do-it-yourself person, you can give us a call and schedule a $30 oil change. Provided you have a current loan with us, we will offer you oil changes at a reduced cost of $10 to you. We also provide a complimentary safety inspection with every oil change. 

Check fluids

Apart from changing the oil, you also need to monitor the fluid levels to make sure they are at the appropriate levels. You should check the engine oil, brake fluid,  windshield washer fluid and transmission fluid. When checking these fluids, remove the cover, and use a dipstick to check if the fluid level is at the designated fluid line. 

When checking the coolant level don’t uncover the radiator cap, check the coolant level from the adjacent transparent reservoir. Only check coolant with a cold motor as it puts you at risk of scalding due to the high-temperature fluids and should only be done by trained professionals if checking while the engine is warm.

Tire balancing and alignment

Check your manual to know how often you need to have your tires rotated and balanced. Tire rotation and balancing helps extend the durability of the tires, and you won’t have to buy new tires every few months. If you are struggling to keep the vehicle on the road, ask the tire shops to balance and align the wheels.

Replace engine air filter

Depending on how much you drive and the road condition, you may need to replace the engine air filter once or twice a year. The engine filter gets dirtier if you drive regularly and dusty roads. If dust and other objects enter through the air filter into the engine, the engine will become less effective. Check your manual to know the ideal time to change your air filter, depending on your vehicle model.  

Test the lights

Driving with dim or burnt lights will not only give you a ticket but also risk your life and that of other drivers on the road. Before driving out of your garage, test the lights to ensure they are working. If one or more bulbs are dim or burnt out, you should get it replaced by your mechanic. 

Replace Windshield wipers

If your windshield wipers are broken or worn out, they affect your visibility on the road. During a storm or heavy rain, you are better off parked in a safe area than driving on the road if your wipers are not functioning. Wipers are dirty cheap, and you can buy and replace them without going to the service center.

Why vehicle maintenance is important

Although some vehicle owners argue that vehicle inspection is an expensive process, the truth is that vehicle inspection saves you money that you would have otherwise incurred in costly repairs. 

Also, vehicle inspection ensures all components are in proper working conditions to extend your vehicle’s shelf life. That explains why your grandpa’s vintage truck is in great shape after decades of regular inspection and maintenance. 

Lastly, vehicle inspection helps you stay compliant with government directives and avoid collecting tickets every time you are on the road. 

If you would like to schedule vehicle's inspection, call or text CarXpress at 602-688-2277

 

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